What Is Motor Vehicle Report & Importance Of MVR

Motor vehicle report (MVR) —also known as a driving record— shows your driving history, including information about your driver’s license, such as:

  • Past and current driver’s license statuses including suspensions, revocations, and cancellations.
  • Driver’s license class.
  • Special driver’s license endorsements.
  • Any restrictions on your license.

You’ll also see information about traffic violations, including (but not limited to):

  • Traffic citations.
  • Vehicular crimes.
  • Accident reports.
  • Driving record points.
  • DUI convictions.

Your motor vehicle report might also show personal information such as your:

  • Date of birth.
  • Eye and hair color.
  • Weight and height.
Why MVR is Important?

Ordering a motor vehicle file is important for a number of reasons. Not only it can give you a head’s up on what to expect while your car insurance employer comes returned at you with a top class, however, it is also used for different purposes, which include:

  • Employment purposes.
  • Some employers use driving records to determine whether to hire you for driving-related jobs.
  • Background checks.
  • Court proceedings.

Check Your Driving Record/MVR in Your State:

Your state DMV, SOS, DOR, DPS or MVD may offer several types of driving records, including:

  • A motor vehicle report or record (MVR).
  • A certified or non-certified driving record.
  • A driving abstract or driving history.
  • An online driving record.

Importance of MVR

This may be very important due to the fact an individual will be excluded from insurance under the enterprise car policy if his/her MVR does no longer meet the eligibility suggestions of the insurance carrier. When a worker is excluded, he/she will no longer be able to use any vehicle on behalf of the corporation, whether it is a business enterprise owned automobile or personal automobile. If a worker were to use the car at the same time as on enterprise whilst excluded, the corporation might now not have any legal responsibility coverage for anything that arises out of an incident with that driver – a huge publicity for the business enterprise.

MVR tests can be applied to job applicants and employees who drive or use company vehicles inside the course of carrying out company activities. Applicants who do no longer have driving licenses because of disability and for whom driving isn’t a crucial process function are exempted from this sort of check. MVR reviews are one-of-a-kind from criminal conviction statistics, but they’ll overlap in instances of sure riding offenses inclusive of riding below the influence, using with a revoked license or leaving the scene of an accident.

Since motor vehicle injuries are a few of the main reasons for death and injury, businesses have to make certain the safety and driving credibility of their employees. Having the driving records of personnel and applicants checked will help in shielding the corporation’s human and economic resource.

Following is a general list of guidelines insurance carriers use when considering excluding an employee:
  1. Any major violation in the last 5 years. Major violations include:
  • Driving under the influence of alcohol/drugs or chemical test refusal; open container
  • A person under 21 in possession of drugs or alcohol
  • Vehicular manslaughter, homicide, or criminal negligence
  • Use of the motor vehicle in committing of a felony
  • Reckless or negligent driving
  • Hit-and-run accident/leaving scene of an accident
  • Failure to stop for law enforcement officer
  • Operating with a suspended or revoked license or as an uninsured driver
  • Making a false report
  • Resisting arrest
  • Speeds in excess of 20mph
  • Operating a motor vehicle without the owner’s consent [grand theft]
  • Racing [within last 3 years]
  • Failure to have vehicle under control [within last 3 years]
  • Passing a stopped school bus [within last 3 years]
  • More than one speed excess of 15mph [within last 3 years]
  • Child endangerment [within last 3 years]
  1. Generally more than 2 minor violations [depending on the company] within a 3 year time period:
  • Speeding 20 or less over the posted limit
  • Driving too fast for conditions
  • Unsafe lane changes
  • Failure to stop or yield
  • Improper turn
  • Failure to obey a traffic signal or sign
  • Illegal passing
  • Following too closely
  • Nonmoving violations
  • Seatbelt restraint
  • Texting/phone use violations
  • Distracted driving
  • Operating without insurance
    • Driving a commercial vehicle without a CDL or without the proper class or endorsement
  • Equipment load, size and/or similar safety-related violations

Leave a Reply

Your email address will not be published. Required fields are marked *